Chapter 13 Bankruptcy

Advanced Protection Against Overwhelming Debt and Foreclosure

Providing Compassionate Legal Solutions

Protecting your financial future from a foreclosure or increasing debt can be a difficult task. The assistance of an experienced lawyer can help you find the relief you need, however, using the Chapter 13 bankruptcy process to end foreclosure proceedings and offer you the chance to catch up on past due bills.

At the law office of Joy P. Robinson, P.C., our attorney leverages nearly 20 years of legal experience to provide Chapter 13 bankruptcy support to clients throughout the Largo & Upper Marlboro, Maryland, area. With a focus on your best interests, our staff works diligently to understand your debt, your income and your goals before offering useful advice on how to proceed. Of course, our goal is to help you eliminate debt concerns, not create it — with that in mind we want to make sure than Chapter 13 bankruptcy will accomplish all of your goals without causing increased financial distress.

To learn more about Chapter 13 bankruptcy and whether the process is right for you, contact our office online or call 301-322-3170 and schedule your free initial consultation today.

Protecting Your Home and Your Financial Future

Chapter 13 offers similar benefits to Chapter 7, though the Chapter 13 process offers increased protection for your most prized assets. The Chapter 13 renegotiation process allows you to create a payment arrangement with your creditors that will offer the chance for you to catch up on past bills and avoid further penalties. Chapter 13 filing will stop foreclosure proceedings and calls from creditors, giving you the freedom to focus on making your payments without fear of losing your home or answering your telephone.

With one convenient payment per month over a 3 to 5 years period, Chapter 13 can get you back on track and help you to restore your strong financial standing. Following the completion of all payments, your remaining debt will be discharged, giving you the freedom you need to rebuild your credit and your financial future.

The payment plan, calculated out of your disposable income only, is then distributed to your creditors by a bankruptcy trustee, allowing you to focus on your future and not your past debts.

Contact our office to schedule your free consultation today.